In times of pandemic, rising food prices and economic downturn, any reduction in spending is welcome! But do you know how to save on supermarket?
Going to the market with hunger can be a bore, since we ended up buying much more than planned. And when you check your account at the end of the month, spending on food can be quite compromising. So, what to do to use the monthly budget smarter?
If you want to find out how to save at the supermarket, follow the post to the end! Let's show:
- 7 tips for you to better organize your purchases and spend less
- Projection of monthly expenses for 2 people
- How much a basic purchase for the month is costing today
- Weekly purchase vs. monthly purchase
Why are supermarket spending increasing?
In 2021, the IPCA (Extended National Consumer Price Index) showed that food and drink had high of 14.09% in prices. This scenario, in addition to the pandemic and the increase in work on the home office, contributed to people spending more and more on food.
For those who are working at home, for example, the emotional factor can contribute to the worsening of the situation. Anxiety, depression and stress are factors that influence the increase in spending on food.
It is easier to give in to the temptation to snack on several snacks during working hours. After all, the refrigerator is there, available all day! And food provides a momentary pleasure that we often do not have in the rush of everyday life.
But if the price of food goes up and the salary remains the same, the result can only be an increase in debts.
To make food expenses fit your budget, you need a strategy. You know that snack you always buy at the corner bar? Maybe it's time to rethink how much it makes a difference in your life.
It's possible circumvent inflation by looking for promotions, wholesale purchases and replacing brands that you love for some cheaper ones. But if you're already doing all of this and haven't seen a change in your budget, it's time for more serious planning.
In the next topic, we’ll show you the 7 fundamental tips to save at the supermarket. Follow us!
How to save at the supermarket?
If you are in need of really effective tips for how save money in the market, arrived at the right place!
It is not always possible to cut expenses to make the salary pay, is not it? However, you can probably save something when it comes to food.
It’s not about “starving” or eating badly, but invest well to make products pay off. So, follow each of these tips, as they are sure to make a difference in your pocket.
1. Plan your purchases
If you go to the supermarket without a list, you may well end up buying a lot more than you need to. It is easier to give in to temptations and the visual appeal of food and products!
Before leaving home, prepare a list organized by categories with everything you really need to buy. Enter quantities, brand (if necessary) and alternatives if you can't find exactly what you want.
By making your experience more objective, you can avoid impulse buying.
2. Set a budget goal
As essential as carrying a list is determine the maximum you can spend. It sounds simple, doesn't it? But many people end up exceeding that limit, and at the end of the month they are frightened.
One way of not exceeding your maximum is to calculating product by product within the market. You can also start monitoring your monthly expenses, keeping all your notes, comparing and identifying which items are weighing more in your pocket.
3. Don't go on an empty stomach
As we said before, going to the market on an empty stomach is the recipe for spending money for nothing!
One study done in 2015 by PNAS, from the United States, revealed that it's not just the food that people end up buying more. Other products too! So if you really want to save in the market and at all, do not disregard this simple tip. Leave home already fed.
4. Reduce ready foods
Many categories of ready-to-eat foods are more expensive, in addition to poor durability. And people end up opting for them for several reasons: lack of time, dislike cooking, practicality etc.
If you want to reduce spending with food, you need to make an effort. Go on to buy fresh food and create your own meal. The purchase can be much cheaper, tasty and healthy.
In addition, when you buy by stipulating a time limit for using these foods, the durability can also be much longer (do not do everything at once and store in the freezer).
Avoid doing the “stock” thinking. For save at the supermarket, the secret is optimization. Buy thinking about how many units of each product you actually consume, whether in the week, fortnight or month.
5. Prefer seasonal foods
Seasonal fruits are usually cheaper and use less pesticides. Why does it happen? Because when they are in their natural cycle they use less chemicals to survive.
Another tip related to vegetables, fruits and seasonal fruits is to make the most of them. We have the habit of discarding many parts, such as bark and stems. But it is possible to reuse them in other ways. Just search! Want an example? Making homemade jam or putting it in the juice.
And this tip is not just for food. Any product can be used to the maximum and even reused to help you in the economy: cleaning products, packaging etc.
When you make a monthly market list, knowing what to buy, the process becomes faster and more objective. Have you noticed? Therefore, you tend to spend less!
Now, if you’re thinking of “walking around” or buying anything, you’ll probably be able to buy items that are not that essential. So, make the market a moment of strategy. Especially since the pandemic is not over, and the risk of contagion still exists.
7. Do the math and search
Nowadays we have several applications and software for our day to day. Systems that help to have more financial organization, monitor spending, order food and compare prices.
In addition, the network of establishments only increases, offering many more possibilities for the consumer than two or three decades ago.
In other words, you are no longer obliged to always buy in that same market. You can get to know other establishments, even if they are far from you. So do your research well before shopping.
How much does a purchase of the month cost it will depend on where you are going to buy. It's expensive? Try other possibilities.
Which market is most taken into account in the general scope? If you are ordering delivery, analyze the delivery rates to see if it is worth it. Finally, don't be too lazy or embarrassed to pick up your cell phone and do the math while you are setting up your cart. Your focus should be the economy!
Is it better to make monthly or weekly purchases?
One of the ways save on grocery shopping is analyzing your lifestyle and needs. Based on that, you can set the best purchase date, instead of buying randomly and end up spending more.
So, which is better? Purchase of the week, fortnight or month?
The answer is: it depends.
A few points need to be analyzed:
- Write down all the foods you consume. How often do they end up? ;
- What are your main eating habits and / or those of your family ?;
- What foods need to be bought with recurrence, which is the case of fruits and vegetables ?;
- Is it advantageous to buy in larger quantities, such as “buy 3 and pay 2” promotions, or would it be an exaggeration in your case?
It all depends on your dynamics, the time available to shop, how much you consume. All of these schemes have advantages and disadvantages.
To decide, first consider which items on your list are really essential and which ones can be cut. You can switch between monthly purchases for products with longer durability, such as milk, and weekly purchases only for fruits and vegetables.
How much does one month's purchase cost for two people?
This response is also quite variable. It depends on the products you consider essential and the region where you live.
If you are a couple, do you both work and eat out? They receive food voucher? Or are they working at home? This all needs to be taken into account.
A tip for optimize grocery shopping is that the division of expenses is proportional to the salary of each one. Most of the time, the partners do not earn the same amount. Would it be fair for both of you to contribute the same amount?
So that no one feels harmed, one solution is to divide expenses by percentage.
As we have seen, it is possible to save on grocery shopping from very simple tips. Everything involves planning and organization.
If you really want to reduce spending, think that the purchase must be made with strategic thinking. We show you 7 tips for saving money in the market starting today. Follow each one and you will probably notice a difference in your budget!