Financial Disorders: understand what they are and how to identify them?

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Financial Disorders: understand what they are and how to identify them?

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Financial disturbances go beyond the lack of planning with your income. In general, they are self-destructive attitudes that cause physical and psychological effects on people, such as stress, emotional suffering or even conflicts with loved ones over anything.

Hence, the importance of understanding what are the effects of these unthinking attitudes and which need more attention than simply taking care of superfluous expenses.

Throughout this article, we will explain better what the concept of financial disturbances means, how you can learn to identify your symptoms and, mainly, how to chase you away from your routine. Check it out below!

What are financial disturbances?

Bad decisions happen every day. This, in itself, is not characterized as financial disturbance – they are portrayed as consistent and self-destructive patterns with respect to money that we cannot avoid (as if walking without a map through a maze).

Thus, in these situations, people often repeat dead ends, which do not help to develop them and which can harm their entire private scope in their daily lives – including, in the corporate routine.

In general, financial disturbances are revealed in different circumstances, such as:

  • family imbalance;
  • emotional fragility;
  • frustrated financial endeavors;
  • traumatic childhood experiences;
  • a combination of the above factors.

And other issues that can also influence the development of this type of disorder. This is because the presence of one factor does not exclude the relevance of another in the appearance of these harmful actions.

Hence, self-knowledge is so recommended. Through it, people better understand their actions and reactions, which also influences more clearly to absorb the attitudes and decisions taken.

What are the most common symptoms of financial disorders?

It is important to note when we are facing a problem of financial control or when financial disturbances are most evident.

Something that can be seen from the characteristics and signs that we will highlight below!

Sudden and significant changes in body weight

People who lose weight or gain weight suddenly and quickly, without any clear reason, may have these disorders associated with their respective routines.

Transformation in financial habits

Here, it is worth mentioning the extremes: it is important to observe whether the person compulsively spend, in the recent and inexplicable way, or if started to withhold spending even for essential issues – like, for example, paying the bills.

Depression

Anxiety and depression may not be symptoms in themselves but disorders that have already triggered warning signs at the World Health Organization (WHO). But financial disturbances can feed on these psychological conditions, manifesting themselves more easily.

Consequently, those who live with this financial problem tend to degringolar for a series of unthinkable attitudes, such as:

Added to this is the national reality, with just over 60 million people in debt, and the scenario may prove even more disturbing. Financial disturbances may be more present than we imagined.

What are the types of financial disturbances?

In addition to their varied origins, financial disturbances can manifest themselves in different ways in our routines. Check out some of them below!

Compulsive spending

Compulsory buying, in itself, can be observed carefully in order to assess the difficulty in getting around this habit. But it is common for the person with financial disorders feel pleasure or satisfaction in spending. The purchase is often irrelevant; the act is the most satisfactory.

However, repentance comes as soon as the invoice is discounted or the purchase made at an establishment. The problem is the cycle we mentioned earlier, and it can reveal itself as soon as the regret ends.

Accumulation of income

Contrary to the above topic, accumulating people save so much, but so much, that they don’t use the money even for basic purchases. Even more: savings without purpose, just by accumulating.

And we are not talking only about money, although this can be seen in savings, but in objects in general with the accumulation of broken, useless and worthless items.

Job

Financial disturbances also show up in everyday professional life. A person workaholic you work harder because you think your income is never enough. This creates an imbalance between your personal and work life, as well as clouding your goals and pleasures in addition to corporate activities.

Match

Compulsive gambling is one of the main financial disturbances, since cost awareness is directly hampered by the pleasure of being at the table, betting and with the statistics playing for and against one's luck.

Financial infidelity

Attention, too, to the financial problems that are neglected among the family members themselves. This happens, for example, when debts are hidden so that the spouse does not know. And that only has to damage the relationship in the short, medium and long term.

Financial dependency

When we have a constant financial contribution – say, for example, from parents – and we want financial independence, we are living in an unreal cycle.

After all, that person does not know what his real income is and how much he spends, monthly, since she doesn't have to deal with the bills. And it can be a reality check when that money stops entering the account and, overnight, the person has to deal with the disillusionment of the new daily life.

Financial denial

Finally, denial is part of the financial turmoil. The problem arises when coping with the financial situation is avoided at all costs.

As a result, debts appear, increase and worsen continuously. And then the person usually fails to consult his bank statement, ignores creditors and shies away from talking about it with friends and relatives.

Attention, also, to the group of people who usually reject money, as if the accumulation of income was something illegal or immoral. Thus, the person believes that he does not deserve money or, even, that having it is a path with no return for people's corruption.

How to solve the problem?

For the solution of the problem, many people have highlighted financial well-being. And if you still don't know what it is about, take a look at our very complete article on the subject!

But, in summary, the idea is to admit the financial problem and its damaging relationship with money. Then, it becomes easier to assess the most fruitful ways to bury the financial disturbances of your behaviors and attitudes for good.

Then, invest in financial planning style=”font-weight: 400;”>. And what does that mean? Balance expenses and your monthly income; that it is important to have at least a financial objective to save resources; that the financial reserve is fundamental to prevent unforeseen events from bringing down its financial condition to indebtedness; and that compulsion should not exist in your financial habits.

With this, there is a transformation in your habits, so that financial well-being gains space in your life and does not come out anymore.

And, the best of all, is that your organization will not be limited to the points mentioned above, but be complemented by new goals, desires and needs that will emerge along the way.

The benefits of this are:

  • end of conflicts with loved ones over money;
  • greater control over your finances;
  • setting a budget to avoid compulsory spending;
  • end of financial stress;
  • achievements gradually achieved.

Over time, financial turmoil is replaced by good practices that give more value to your relationship with other people and also to your future. A way to focus exclusively on guaranteeing a more prosperous and unpredictable present and tomorrow.

Therefore, financial well-being can be an extensive and constant work that must be exercised both individually and with professional assistance.

It is common, for example, that people with financial disorders resort to psychological counseling, the work of coaches or even financial welfare programs offered by companies. This, in fact, gives an extra boost to the entire staff.

And so, now that you know everything about it and can take a first step in the right direction, how about sharing this post on your social networks? Who knows, maybe a colleague, friend or relative may be experiencing the same issues as you, and still don't have the support needed to escape financial turmoil!

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