Is it worth having a car in 2021? Find out what your options are!

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Is it worth having a car in 2021?  Find out what your options are!

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Yet it's worth having a car own?

For a few years now, the transport apps and urban locomotion like Uber, 99 or Cabify, have gained a large space between all layers of our society.

Is it because many people saw this work alternative a way out of growing unemployment or simply by becoming users of this service.

This movement and your huge adhesion profoundly impacted the daily lives of the most distinguished people. Many of them because they are faced with the difficulties and a high price to buy a car or get a driver's license, came to see mobility apps as a most viable option and an immediate resolution to your problems and difficulties.

For many, the dream of having their own car became something distant, giving way to other priorities. Even so, even with all these difficulties, the purchase of the car itself continues to be the desire of many UK citizens. But is that is it worth having a car in 2021?

In our article you will have this and other information. Check out:

  • Know the advantages and disadvantages of owning a car;
  • What are the most viable options for urban transport?;
  • Buying or renting a vehicle? What is the best option?;
  • Is it still worth having a car in 2021?

To learn more about the subject, continue reading the article and find out if it's still worth buying or finance a car. Good reading!

Advantages and Disadvantages of Owning a Car


Before buying a vehicle, it is necessary to keep in mind what your user profile is and if, in fact, it is worth having a car. In the end, owning a car goes far beyond the initial purchase, passing by fees and taxes to be paid on a recurring basis, in addition to insurance, maintenance and parking.

So is it really an advantage to have a car? See below for the advantages and disadvantages of having a vehicle and also know which options are most viable for you throughout the article!

big initial investment

One of the main reasons that separate most UK citizens from dream to have a car is the high price paid for your purchase or financing.

So have a good financial planning to enter your car or buy view is the first step towards your investment.

Expenses with documentation and licenses

For those who are starting and want to have their driver's license, they need to invest an initial amount for be able to drive.

However, despite putting their money into this service, at the end of the course, the user does not have their guaranteed approval.

maintenance price

According to information disclosed by Exam Magazine, O annual cost of a car is more than BRL 10,000, reaching almost BRL 16,000 in some capitals such as Rio de Janeiro. For this reason, having a good financial control it's essential.

High fuel

The rise in fuel prices began to be felt by the population a few years ago and, unfortunately, there is no sign of a significant drop in the coming months. And, although there are cheaper options among those available, the amount spent monthly needs to be considered with attention.

Problems with parking

One of the problems in big cities is the lack of safe parking spaces. This, unfortunately, is a dilemma that has its solution in extra expenses with private parking or with so-called flannels.

This last option is not always an advantage, as the cars are on the street, under the supervision of strangers.


Undoubtedly, when the idea of ​​having a car comes to mind, the comfort options it has come with it. In the end, spend two or three hours on public transport it is not ideal for anyone to get around.

In addition, depending on your physical conditions, it is worth having a car to help you have a much more comfortable and comfortable life.


Being able to use your own car at any time of the day, without having to wait or wait for the rate to leave the dynamic is something that interests most UK citizens. This convenience alternative is one of the reasons why it is worth having your own car and there is no doubt about its good points!

heavy use

For those who need to commute daily and for long periods, such as those who live far from work, for example, having a car is an excellent alternative. After all, being able to spend more time with the family and with much less physical wear and tear along the way, is a great option.

Possibility of hitchhiking

Offer rides to friends from work or college, for example, in exchange for some allowance, an interesting alternative is shown. For this, there are also specific applications for ride, which check more safety and possibilities during displacements.

profit option

Currently, many people use urban travel apps as a source of income. However, this can happen as something fixed or underlying other activities. So, in your free time or when you need it, it's possible to have your own car registered and use to offer rides or small trips.

Buying or renting a vehicle? What is the best option?

Alternative transport services have really changed the concept of driving or owning a car. That's because, many app drivers prefer to rent a car. Therefore, some ask: buy or rent a vehicle? Is having a car by subscription worth it?

For those who don't know, the options for subscription car or rental are alternatives increasingly adopted for those who need a car on a daily basis and don't have time to waste with maintenance, documentation or insurance.

Many users point to this as a much cheaper option than owning a car, as the frequent expenses, for the most part, are not necessary. lessor's responsibility.

However, others point out that it is worth having a car, after all, this is a investment in a good of its own. And, being an asset for their own use, the user and owner can use the car for the purpose they want and even sell it when they deem it necessary.

Thus, you have to consider what are your conditions and needs in order to invest in what will, in fact, be a good deal for you!

What are the most viable options for urban transport?

Before you know if it's really worth having a car, remember that one of the biggest complaints in large urban centers is the difficulty of getting around due to traffic.

Therefore, options such as bike paths, has been implemented and encouraged as a good alternative to remedy this problem.

Although, most UK citizens do not have the possibility of using bicycle lanes as a means of transport, after all, they live many kilometers away from their places of work and studies, which ends up making encouraging this initiative totally unfeasible for most people.

Thus, many need to resort to public transport, which, in large part, has more disadvantages than advantages for its users. This is because the structure, in addition to being precarious, has a high price and offers a great commuting time.

However, in a practical way, it is necessary to analyze what is the most advantageous reality in your case. In many cities, the fast vehicles, such as trains and subways are more viable options, as they offer a shorter journey time, connecting distant regions to each other.

In other cases, the transit is not a such serious problem, being a good alternative to opt for your own vehicle or transport by application, such as the Uber. In any case, one has to look for solutions that offer lasting and, in fact, viable options to decide whether it is worth having a car.

Is it still worth having a car in 2021?

With the low of Selic rate in 2021, the dream of owning a car became something much more alive in the UK residents's mind. This is because the basic interest rate is largely responsible for all interest rates adopted by financial institutions.

To understand more about the Selic Rate and how it directly influences your purchasing power, check out the article we have prepared: What is the Selic rate? everything you need to know.

Therefore, currently, buy a car or a property, for example, are more viable options than a few years ago. The Selic Rate, in the first months of 2021, is at 2%, a very good number for those who want acquire a new investment.

However, a car has recurring expenses with overhauls, fuel, tires, taxes and possible fines. This, in the long run, has very high numbers, which for some people means that it is not always worth having a car.

Thus, before making your purchase, it is important to do some math in order to understand what will be the expenses with the car and what will be the expenses with other means of conventional or alternative transport at the moment.

Salary on demand: less costs, more productivity

Salary on demand is a corporate benefit that makes access to salary more flexible, allowing you to withdraw from the days worked before the fifth working day of the month. This way, you can better manage your budgets and investments like your own car.

Get to know the tool HR Consultant UKy and learn how the system that implements the payment on demand, that is, the employees of a company can advance part of their salaries when they need it.

This tool is changing the way employees handle their salary and generating more satisfaction and motivation at work.

HR Consultant UKy can be one of the benefits most valued by those who work in your company. Talk to an expert and learn more!

We hope that our tips will help you to consider which option is best for you and your pocket! And, so that more people have access to this information, do not hesitate to share this content on your social networks!


HR Consultant UK can help if you have any questions about Is it worth having a car in 2021? Find out what your options are!
. Our HR consultant in London can assist you if you live in London. Suppose you live further afield thats not an issue! Visit our HR Consultants Near Me page to find the best consultancy nearest to you.
See you next time!



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