What is special retirement? IT’S a social security benefit that was designed to ensure the well-being and better living conditions of workers exposed to agents that are harmful to their health.
There are several professions that fall into this type of retirement and, therefore, it’s worth checking out this article to find out if you or an acquaintance are entitled to a special retirement.
Before, take a look at what we’re going to cover throughout this article:
- What is special retirement?;
- How does special retirement work?;
- What is the special retirement amount?;
- Which professions can apply for special retirement?;
- What documents are required to apply for special retirement?
We’ll learn all about special retirement—including what changed during the last pension reform. Join us on this reading!
What is special retirement?
As we noted earlier, this benefit is just one of several types of retirement existing, and which focuses exclusively on the attention and care of workers continuously exposed to harmful agents.
It is important to go deeper into the concept, as these harmful agents mentioned above are categorized as unhealthy or dangerous. Among those in the first category, we can define them as follows:
- chemical agents;
- physical agents;
- biological agents.
Let’s understand them before moving on to explain how special retirement works.
The first one is the chemical agent, whose rigor can be defined through the amount of exposure of the worker and also the quality of these agents.
To understand: Special retirement is granted only to professionals who are exposed to a specific amount of chemical agents — amounts below this limit do not generate the benefit.
Qualitative Chemical Agents, in turn, are those who guarantee the right to special retirement regardless of the amount to which employees are exposed. Some examples:
There are other agents, of course, and it’s important to know which ones qualify for the special retirement benefit.
Physical agents are the forms of energy to which workers can be exposed and that can harm their health. No wonder, many professionals question what is a special retirement for an electrician, considering that this type of profession deals with a dangerous physical agent.
Check out other examples of physical agents, below:
- extreme temperatures;
- atmospheric pressure;
It is worth pointing out that this type of agent has a different tolerance limit for each. So, check if your career is part of that picture.
And finally, we have biological agents, which are elements that people have contact with and can harm their health in the meantime. Some examples:
Among others that are normally present in hospitals, clinics and laboratories, in addition to medical and dental offices, veterinary clinics and garbage collection works, in sewers or even in slaughterhouses and cemeteries.
In turn, we have dangerous agents, which are those who, in direct contact with the workforce, are potentially dangerous to the lives of professionals. Check out examples:
- dangerous situations (such as those involving the professional routine of vigilantes and police officers).
It is these characteristics that involve the special retirement benefit. Let’s see how it works better in the next topic!
How does special retirement work?
Since the last pension reform, some special retirement issues have changed. The process is more bureaucratic, and the amount paid was reduced in some situations.
Let’s highlight some of these changes. Before the reform, in 2021, the worker had to meet some requirements to apply for the retirement Special:
- at least 25 years of special activity — if it was low risk;
- have at least 20 years of special activity — if it was medium risk;
- have at least 15 years of special activity — if it were high risk.
And it also has the grace period to request special retirement, now being 180 social security contributions.
It is worth noting that a professional who has worked in two specific areas of danger — as a miner and also an electrician, for example — can add up the average to convert the total period necessary to apply for special retirement.
However, with the pension reform, (EC No. 103/2021) it applied some changes in the rules. There are now transitional and permanent rules. Let’s understand them!
In addition to the contribution time mentioned above, the transition rule requires the insured to accumulate:
- 66 points of special activity and 15 years of contribution time;
- 76 special activity points and 20 years of contribution time;
- 86 points of special activity and 25 years of contribution time.
In the permanent rule, age is also a decisive factor in applying for retirement. See how it looks according to the table below:
- 55 years of age after 15 years of special activity contribution;
- 58 years of age after 20 years of special activity contribution;
- 60 years of age after 25 years of special activity contribution.
It is important to keep an eye on these current values so that mistakes do not occur when calculating your entitlement and the amount due for your special retirement and have a more peaceful future.
Speaking of peace of mind, after you finish your professional activities, how about giving a complementary look in another article of ours, which speaks specifically of the different types of investment for those who want a more peaceful retirement?
What is the special retirement amount?
The rule followed is still present in article 29 of Law 8.213/91, which says the following: to calculate the value of the special pension, an average of 80% of the entire period of social security contribution is made.
Thus, if the insured worked for 300 months — which is equivalent to 25 years —, only the highest of the 240 contributions made in that period will be considered.
Then, the contribution amounts for each selected month are divided by the number of contributions considered (therefore 240), giving the amount of your special retirement benefit.
Which professions can apply for special retirement?
Since April 28, 1995, it is enough for the professional to prove an employment relationship with one of the activities considered special to apply for the benefit to the EHIC.
Therefore, there is no need to present technical reports in most cases, just to show that the corporate routine has this harmful contact with one of the agents mentioned at the beginning of this text. And this can be done through the presentation of the Work Card.
So, check out some (and not nearly all) of the professions that may require special retirement:
- airline industry professionals;
- nursing assistants;
- dyeing area auxiliaries;
- explosives and rock carriers;
- electricians, as long as they handle power above 250 volts;
- chemical engineers;
- train drivers;
- bus and truck drivers (the latter for machinery above four thousand tons);
- laboratory technicians who deal with radioactivity;
- large tractor drivers;
- X-ray operators;
- workers in cold rooms;
- workers in the construction sector;
As we said, this does not cover all the professions that can apply for special retirement, but it serves as a good starting point to understand if your profession fits the requirements of the EHIC and recognized by the Justice.
What documents are required to apply for special retirement?
To enter your special retirement application, make sure you already have:
- personal documents, such as your RG and CPF;
- an up-to-date proof of residency;
- Work card;
- PIS/PASEP or NIT;
- contribution payments;
- CNIS extract — if you don’t have them and don’t know how to get them, just go to the Meu EHIC website.
Occasionally, the agency may request other information, such as your employment contract, bank statements and similar documents to prove the situation. Among them, we can mention the Social Security Professional Profile (PPP), which is the official document normally required to prove the worker’s situation.
With that, you should already have everything you need to apply for your special retirement and have rights related to the risks of your profession.
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