What is RAT? Have you ever heard of this acronym, but have doubts about what it means?
O environmental risk of work explained by a set of agents that can compromise the employee health. Whether they originate from scratchs:
- physicists;
- chemicals;
- biological;What is RAT? Have you ever heard of this acronym, but have doubts about what it means?
O environmental risk of work explained by a set of agents that can compromise the employee health. Whether they originate from scratchs:
To prevent possible costs arising from the coverage of accidents at work or occupational diseases, the law provides that companies pay the RAT (Environmental Risk at Work). But, after all, what is RAT?
The RAT has a rate that can vary from 1 to 3%, depending on the environmental risk of the work – light, medium or large.
It may even reach a rate of 6, 9 or up to 12% if employees work exposed to harmful agents, which entitles them to hazard pay and special retirement.
Companies that offer activities that have a higher environmental risk from work are those that contribute with a higher value. This is because they are the ones that most burden Social Security by granting several benefits.
Do you want to know what RAT is, how it is calculated and what are its classifications?
In this article we will help you to better understand this subject and give you some tips to prevent accidents at work. Check out!
What is RAT?
The RAT is the acronym for environmental risk of work. Previously described as SAT (Occupational Accident Insurance) is nothing more than a contribution that aims to finance social security benefits. Be them:
- sickness aid;
- special pensions;
- disability, resulting from some environmental risk at work.
The amount of the contribution varies according to the company's activities and the exposure of employees to environmental risk of work.
The percentage is defined using the CNAE (National Classification of Economic Activity) from the company.
It is essential, therefore, that the company knows what RAT is and respects the security measures and the tolerance limit that exposes professionals to environmental risk at work.
How is the RAT calculated?
The calculation of environmental risks at work takes into account the description of the company's activity and the expenditure forecast is provided for in Article 22, item II of the LAW No. 8,212.
It describes the rates of what is RAT based on the environmental risk of work. It can vary between 1 and 3%. See what the law says below.
- 1% (one percent) for companies in which the risk of occupational accidents is considered to be light;
- two% (two percent) for companies whose overriding activity considers this risk to be medium;
- 3% (three percent) for companies whose overriding activity considers this risk to be serious.
It is important to note that the RAT value can increase by 100% or decrease by 50%, depending on the number of accidents and occupational diseases in a given period.
It is considered a two-year history and then the FAP (Accident Prevention Factor).
He is one variable multiplier, which can vary between 0.5 and 2% and which is applied on the RAT rate.
The formula for the adjusted RAT is as follows:
That is, if the company has a RAT 3 and FAP of 2%, the adjusted RAT for collection will be 6%.
RAT rate on special pensions
There is a variation in the RAT rate when considering special pensions.
This type of retirement is granted to professionals who work exposed to agents of environmental risk at work dangerous or unhealthy.
This increase, which varies from 6 to 12% is provided for in article 72 of LAW No. 8,212, item II.
II – on the remuneration paid or credited to the individual taxpayer affiliated to the production cooperative, 12% (twelve percent), 9% (nine percent) and 6% (six percent), for taxable events occurring as of April 2003, depending on the time required for special retirement to be 15 (fifteen), 20 (twenty) or 25 (twenty-five) years, respectively;
Possible environmental hazards at work
The environmental risk of work can be related to several factors such as:
- exposure time;
- intensity;
- concentration;
- nature.
They can be determined based on chemical, physical, biological or ergonomic agents.
Check below some examples based on these agents.
Chemical hazards
Corresponds to the danger to health in companies caused by the handling of products and raw materials that may, over time, penetrate the employee's organism through ingestion or through the skin.
In the case of environmental risk at work, chemical agents may be related to substances such as:
- Gases;
- Dust;
- Mists;
- Mists;
- Fumes.
Physical Risks
This type of environmental risk at work is present in business or industrial environments. However, it is up to the company to measure the level of impact of these risks in order to create prevention actions so as not to affect the health of employees.
We can classify the RAT in this case by means of physical agents that present themselves as:
- Extreme temperatures;
- Noises;
- Radiations;
- Abnormal pressures;
Biological hazards
The so-called biological risks refer to any micro-organism that threatens the health of the employee and the corporate health in your work environment.
It is common for this type of risk to be linked to those who work in areas of:
- health;
- agriculture;
- sanitation, among others.
We can highlight as biological agents:
- Bacteria;
- Virus;
- Genes;
- Parasites;
- Fungi;
- Protozoa.
Ergonomic risks
Conditions that can affect the employee mentally, physically or organizationally, these are the so-called ergonomic scratches.
They happen mainly by inadequate working conditions offered by companies.
It is classified as ergonomic agents within the RAT:
- Lifting and transporting weights;
- Repetitive works;
- Imposition of improper posture;
- Rigidity and imposition of excesses in the execution of tasks.
How to prevent the environmental risk of work
If the company is largely responsible for the environmental risk of the work and for the payment of what is RAT, it must always be willing to create actions that prevent accidents at work.
Safeguarding health and well-being at work not only is it a competitive advantage, but an obligation on the part of organizations.
This is because failing to develop effective strategies, in this sense, ends up burdening companies more with expenses related to work-related accidents.
Therefore, it is up to the responsible sectors to pay attention to the inspection of the use of safety equipment or even to respecting the rules created to preserve the safety of the employee.
Read too: 3 workplace safety tips that you need to know
If you don't know what RAT is and you can't recognize the risks of work, you will hardly be able to create work safety initiatives<span style=”font-weight: 400;”>.
It is necessary to anticipate possible accidents in order not to expose your collaborator to danger. And so, the employee's health is always on the verge of an environmental risk from work not previously calculated.
Want to save on RAT? Follow a few steps:
- decrease the risk of accidents;
- create prevention actions;
- train employees;
- offer personal protective equipment.
“Security is never too much,” says the saying.
Mental health security at work!
Does your company's HR sector struggle to keep up with the job and the end of the month turns into chaos with the dispatching of employees' payroll? know that stress in the workplace is the cause of many diseases, so to ensure physical security you should also be concerned with mental health of its employees.
20 million UK citizens are tied to overdraft, so taking care of the financial health of employees is taking care of your own company. After all, an employee concerned with accounts payable earns less than one who is up to date on his commitments.
O HR Consultants UKy is a technology for companies that want to contribute to the financial health of its employees.
Using this system, your employees can withdraw the anticipated salary, without being taxed that's why.
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Integration is quick and simple. As soon as your employees register, they can make withdrawals immediately. Talk to one of our experts and learn more details about the service.
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