What is special retirement? IT'S a social security benefit that was designed to ensure the well-being and better living conditions of workers exposed to agents harmful to their health.
There are several professions that fall into this type of retirement and, therefore, it is worth checking out this article to see if you or an acquaintance is entitled to special retirement.
First, take a look at what we’ll cover throughout this article:
- What is special retirement ?;
- How does special retirement work ?;
- What is the value of special retirement ?;
- Which professions can apply for special retirement ?;
- What documents are required to apply for special retirement?
We will learn everything about special retirement – including what was changed during the last pension reform. Follow us on this reading!
What is special retirement?
As we highlighted earlier, this benefit is just one of several types of retirement and that focuses exclusively on the attention and care of workers continuously exposed to harmful agents.
It is important to go deeper into the concept, as these harmful agents mentioned above are categorized as unhealthy or dangerous. Among those in the first category, we can define them as follows:
- chemical agents;
- physical agents;
- biological agents.
Let's understand them before proceeding to explain how special retirement works.
The first one is the chemical agent, which can be defined by the amount of exposure of the worker and also the quality of these agents.
To understand: special retirement is granted only to professionals who are exposed to the specific amount of chemical agents – quantities below this limit do not generate the benefit.
Qualitative chemical agents, in turn, are those who guarantee the right to special retirement regardless of the amount to which employees are exposed. Some examples:
There are other agents, of course, and it is important to know which ones qualify for the special retirement benefit.
Physical agents are the forms of energy to which workers may be exposed and which can harm their health. No wonder, many professionals question what special retirement is for electricians, considering that this type of profession deals with a dangerous physical agent.
Check out other examples of physical agents, below:
- extreme temperatures;
- atmospheric pressure;
It is worth pointing out that this type of agent has a different tolerance limit for each one. So, check if your career is part of this picture.
And, finally, we have the biological agents, which are elements that people have contact with and can harm their health in the meantime. Some examples:
Among others that are normally present in hospitals, clinics and laboratories, in addition to medical and dental offices, veterinary clinics and garbage collection works, in sewers or even in slaughterhouses and cemeteries.
In turn, we have dangerous agents, who are those who, in direct contact with the workforce, are potentially dangerous to the lives of professionals. Check out examples:
- dangerous situations (such as those involving the professional routine of security guards and police).
It is these characteristics that involve the special retirement benefit. Let's see how it works, in the next topic!
How does special retirement work?
Since the last pension reform, some issues of special retirement have been changed. The process is more bureaucratic, and the amount paid has been reduced in some situations.
We will highlight some of these changes. Before the reform, in 2021, the worker had to fulfill some requirements to request the retirement Special:
- at least 25 years of special activity – if it was of low risk;
- have at least 20 years of special activity – if you were of medium risk;
- have at least 15 years of special activity – if you were at high risk.
And there is also a shortage to request special retirement, now being 180 social security contributions.
It is worth noting that a professional who worked in two specific areas of dangerousness – such as a miner and also an electrician, for example – can add up the average to convert the total period required to apply for special retirement.
However, with the pension reform, (EC nº 103/2021) applied some changes to the rules. Now there are transition and permanent rules. Let's understand them!
In addition to the contribution time mentioned above, the transition rule requires the insured to accumulate:
- 66 points of special activity and 15 years of contribution time;
- 76 points of special activity and 20 years of contribution time;
- 86 points of special activity and 25 years of contribution time.
In the permanent rule, age is also a decisive factor in applying for retirement. See how it was according to the table below:
- 55 years of age after 15 years of special activity contribution;
- 58 years old after 20 years of special activity contribution;
- 60 years of age after 25 years of special activity contribution.
It is important to keep an eye on these current values so that there are no mistakes when calculating your entitlement and the amount due from your special retirement and have a more peaceful future.
Speaking of tranquility, after your professional activities are over, how about giving a complementary check in another article of ours, but which specifically different types of investment for those who want a more peaceful retirement?
What is the value of special retirement?
The rule followed is still the one present in article 29 of Law 8,213 / 91, which says the following: to calculate the value of the special pension, an average of 80% of the entire social security contribution period is made.
Thus, if the insured worked for 300 months – which is equivalent to 25 years -, only the largest of the 240 contributions made in that period will be considered.
Then, the contribution amounts for each selected month are divided by the number of contributions considered (240, therefore), giving the value of your special retirement benefit.
Which professions can apply for special retirement?
Since April 28, 1995, it is enough that the professional proves employment relationship with one of the activities considered special for requesting the benefit to the EHIC.
Therefore, there is no need to present technical reports in most cases, just to show that the corporate routine has this harmful contact with one of the agents mentioned at the beginning of this text. And this can be done by presenting the Work Card itself.
Check, then, some (and not nearly all) professions that may require special retirement:
- aviation sector professionals;
- nursing assistants;
- dyeing auxiliaries;
- explosives and rock loaders;
- electricians, as long as they handle power above 250 volts;
- chemical engineers;
- train drivers;
- bus and truck drivers (the latter, for machinery above four thousand tons);
- laboratory technicians and who deal with radioactivity;
- large tractor drivers;
- X-ray operators;
- workers in cold rooms;
- workers in the civil construction sector;
As we said, this does not include all professions that can apply for special retirement, but it serves as a good starting point to understand whether your profession fits the requirements of the EHIC and recognized by the courts.
What documents are required to apply for special retirement?
To enter your special retirement claim, make sure you already have it in hand:
- personal documents, such as your ID and CPF;
- an updated proof of residence;
- Work card;
- PIS / PASEP or NIT;
- contribution booklets;
- CNIS extract – if you don't have them and don't even know how to get them, just access the My EHIC website.
Eventually, the agency may request other information, such as your employment contract, bank statements and similar documents to prove the situation. Among them, we can mention the Profissiographic Social Security Profile (PPP), which is the official document normally required to prove the worker's situation.
With that, you should already have everything necessary to apply for your special retirement and have rights related to the risks of your profession.
Did you like the content? Be sure to subscribe to our newsletter, and take the opportunity to like our page on Facebook and also to follow us on Instagram, Twitter and LinkedIn!
HR Consultant UK can help if you have any questions about Social security: what is special retirement?
. Our HR consultant in London can assist you if you live in London. Suppose you live further afield thats not an issue! Visit our HR Consultants Near Me page to find the best consultancy nearest to you.
See you next time!